Whizz Payday Loans

Overview If you are looking to buy a new house, or want to apply for a personal loan, you may need to overview your credit score now. These three-digit magical numbers ranging from 300 to 850 are very important because they show your financial health. Your credit score is based on various factors such as your repayment history, current debts, credit utilization ratio, and credit tenures. A credit score indicates the overall customer’s creditworthiness and suitability for the offered financial products. A higher score (700 above) means more attractive credit products, easy approval, and lower interest rates to be repaid. According to  Experian , most consumers can manage credit scores under 600 and 750. You can get your annual credit report for free from top agencies such as Equifax, Experian, and TransUnion. By thoroughly checking your credit report, you can stay in control of all your finances. Remember one thing that there is no quick way to improve your credit within